Simplifying Complexity in the Global Payment Card Industry
Read moreThought Leadership
Payment Cards and Merchant Services
Emerging Technologies Driving New Payment Business Models.
With cards now being the primary payment instrument globally, the payment card business has become increasingly complex.
Meeting Your Needs Around the World
In North America, market saturation has resulted in fierce competition and M&A activity. Cardholders are demanding increased privacy, convenience and transaction speed. Card networks are adopting new technologies to improve card and transaction data security. Capgemini enables payment processors and card issuers to adapt to this rapidly changing market.
In Europe, global and national card networks and their members are also having to adapt to the Single Euro Payments Area (SEPA) regulations. As a market leader in SEPA-related consulting and services, we can make the changes necessary to ensure your company’s regulatory compliance.
In emerging markets, we help local firms deal with risk and fraud in the context of a mature regulatory environment and increased competition from global players.
In addition, the emergence of pre-paid cards provides banks with a means of targeting new customers and increasing revenue from existing customers. New business models and participants add further complications.
Finding the Right Partner Makes All the Difference
With the benefit of Capgemini’s experience, your business can handle the challenges of a changing marketplace. Our dedicated consultants have managed more than 35 card and merchant portfolio migrations for businesses around the world and work on card products from the leading global brands. Our global clients comprise leading payment processors, banks and software vendors.
For More Information
To learn more about Capgemini’s banking solutions, please contact us at banking@capgemini.com
